At Stanford Dental, we accept and submit claims to all types of dental insurance with the exception of HMO, Medicaid, and Medicare plans where your doctors are selected for you from a limited list.
It is important to understand that ultimately insurance plans are a contract between you, your employer, and the insurance company.
Because each plan is different, coverage varies greatly from plan to plan. While it is difficult to predict exactly what your insurance company will pay, we do our very best to give our patients an accurate estimate of what their coverage is and what their out-of-pocket expenses will be before their recommended treatment.
We have purposely decided to remain an out-of-network dentist for all plans, except Delta Dental Premier. By doing this, we can use the highest quality dental materials, give our patients individualized and customized appointments, use state-of-the-art labs, and not jeopardize any of the quality we provide that we would have to if we had to accept the minimized payments that are so common with many dental insurance plans. We feel our patients deserve and expect our best materials and options for their long term health.
You will probably notice that going to a dentist that is out of network may end up costing only a few additional dollars, but you will benefit so much more in the long term.